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Pennsylvania Has One of the Most Affordable Cities to Buy a House

Author Anne Erickson
(Photo by Joe Raedle/Getty Images)

Owning a home is part of the American Dream. But, home costs have been high in the US for years now. So, you probably want to get the best bang for your buck when it comes to buying a home. Of course. I definitely have a dream of buying a home someday. So, I always like to keep up on which areas have the best rates. Well, Pennsylvania has the most affordable cities to buy a house in America.

The new study is from HomeBuyer.com. So, what makes a home affordable? They explain that it has to do with the home’s cost, mortgage, sales price, down payment amount, and current mortgage rates. Then, the next biggest factor for an affordable home, which I think some people overlook sometimes, is property taxes. “Property taxes vary by county and municipality, ranging from an annual cost of 1 percent of a home’s value to five percent,” HomeBuyer.com states. Also, “the third-largest component of home affordability is the cost of transportation, which includes commuting to work, the availability of public transit, and taxes on gas and electricity for people who live there.” Finally, the cost of homeowners insurance and other insurance is also a factor.

As for methodology, “The Homebuyer.com research group built an algorithm that digests public and private homeowner data and calculates the relative cost of homeownership throughout the United States. We used the algorithm to find the most affordable cities for U.S. home buyers from the 800 largest Census-recognized cities.”

So, let’s get to it. Which Pennsylvania town is one of most affordable cities to buy a house in America? I have to say that we’re a bit pricey, because our top city is No. 75 on the list with Harrisburg. No other Pennsylvania cities are above it. The No. 1 most affordable city to buy a house in America in Macon, Georgia. So, if you want a deal, pack your bags. Find the full list of cities here.

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Anne Erickson started her radio career shortly after graduating from Michigan State University and has worked on-air in Detroit, Flint, Toledo, Lansing and beyond. As someone who absolutely loves rock, metal and alt music, she instantly fell in love with radio and hasn’t looked back. When she’s not working, Anne makes her own music with her band, Upon Wings, and she also loves cheering on her favorite Detroit and Michigan sports teams, especially Lions and MSU football. Anne is also an award-winning journalist, and her byline has run in a variety of national publications. You can also hear her weekends on WRIF.

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Author Anne Erickson
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