Ferenc Toth is founder of Your Personal Bank TM. He is passionate about helping people gain control of their money, create tax-favored income, and having access to more funds over their lifetime! Ferenc is a voice for common sense. He cuts through the noise to help us understand how current events affect our money, economy, and our freedom.
A high concentration of warning signals suggest a major market correction is ahead.
There’s nothing magical about these signals, but when dozens of them kick in at the same time, it is time to pay attention.
Diversification is always financially wise to reduce risk. It becomes especially important with increased market uncertainty.
Your Personal Bank policies are insured, with guarantees, income tax-free, and highly liquid. Annuities can offer up to 8% guaranteed first year and/or double digit gains in good market years with the principle guaranteed. There is no downside market risk.
This is the best time in 40+ years due to higher interest rates for annuities and high cash value dividend paying Your Personal Bank policies. Higher for longer interest rates means these products will thrive. Returns will likely continue to increase for the next several years.
Until the federal government starts spending less than it receives to start paying down the debt, the upward pressure on bond interest rates will continue. Vanguard and others have recently predicted bond interest rates will increase over the next 5-10 years.
The federal government fiscal irresponsibility creates an opportunity.
You can invest in high cash value Your Personal bank TM policies that are insured, with guarantees, income tax-free, highly liquid, and likely to increase returns for the next 5-10 years!
I believe we are in for a chaotic year and a bumpy economic ride this year. It would be wise to protect your assets. Diversify. Reduce your risk. Reduce your tax liability. Increase returns safely. Increase liquidity to take advantage of future opportunities.
The Motor Crew consists of four friends and work partners that will have weekly discussions about their favorite obsession – cars. As well as working in the industry, these four have a deep affection for all wheeled things from every corner of the globe – and don’t hold back on what they love and why. A show geared for the car enthusiast, the Motor Crew will invite friends along to bring their passion to the table, and share what motivates them about their favorite rides.
Are you a homeowner, investor, or aspiring real estate pro? Unscripted Real Estate Talk is the podcast
you’ve been waiting for! Hosted by Craig Lerch, a luxury real estate expert with over 36 years of experience
and 4,000+ successful transactions, this show offers an unfiltered, insider look at the real estate world.
The PoweredbyPMC Podcast is all about showcasing, inspiring, and celebrating the everyday heroes and community changemakers who’ve built their foundations on something solid—physically, mentally, spiritually, or financially. We dive into their backstories, explore the way they approach and lead their lives, and share the insights that helped them along the way. By tuning in, you’ll gain a fresh perspective on tackling similar challenges in your own life, potentially shifting how you see the world. More than just maintenance and repair, we’re here to build real community connections and spark new ideas—one story at a time.
Kacey Bond has been a counselor for 16 years, working with numerous ages and populations. She earned her Master’s Degree in Counseling & Psychology from West Chester University. BONDING TIME with Counselor Kacey is about life and the ultimate pursuit of happiness.
