Ferenc Toth is founder of Your Personal Bank TM. He is passionate about helping people gain control of their money, create tax-favored income, and having access to more funds over their lifetime! Ferenc is a voice for common sense. He cuts through the noise to help us understand how current events affect our money.
The US Treasury Department plans to borrow an additional $1.37 Billion in the next 6 months. This will push the debt over $37 Trillion.
Deficit spending is driving bond yields higher. This will continue as long as the government has significant debt.
Higher bond yields increase insurance policy dividends.
Multiple insurance companies have officially announced increased dividends for 2025!
Most insurance experts predict dividends will continue to increase for the next 3-5 years up to the next 10 years.
This is the best time to invest in high cash value insurance and annuities in 42+ years.
Wall Street is concerned the stock market may be on the cusp of another “lost decade”. Goldman Sachs is now projecting a 3% annual return for the next decade.
Nearly every leading economic indicator points to challenging economic times ahead.
Reducing market risk is important to thrive through volatility.
Reduce your market risk. Reduce your future tax liability. Increase liquidity. Create positive cash flow on your money.
Your Personal Bank allows you to grow your money insured, guaranteed, tax-free, and highly liquid.