Joanne Gaskin is the Vice President of Scores and Analytics at FICO. She is responsible for the strategic direction of FICO’s scoring products and business partnerships serving the needs of the mortgage industry, and led the FICO Mortgage Recovery Initiative launched in 2009. Joanne has more than 20 years experience in banking and financial services. She led efforts to address some of the most important topics impacting the mortgage market today: regulatory compliance, credit risk management, data security and e-mortgages. She is a graduate of the Mortgage School of Banking, earning the Accredited Mortgage Professional Designation.

Chef Ryan Scott is an Emmy-award-winning celebrity chef appearing on morning and daytime programs such as the TODAY show and Good Morning America dozens of times per year. He is also the author of “One to Five”(Oxmoor House, 2017) and “The No-Fuss Family Cookbook” (release date: 5-25-2021).Before starting his catering company, Ryan Scott 2 Go, thirteen years ago, Ryan worked at Michelin Star restaurants, and owned and worked at many breakfast joints and cafés. He built and sold four restaurants and now, RyanScott2Go is a top San Francisco bay area boutique catering company, cooking for both the Silicon Valley’s elite andevery-day foodies!  He creates custom, down-home, delivery meals serving over two thousand people per week.